FEATURED ARTICLE

Interest Only Mortgages: a ticking time bomb; the next misselling scandal or a fuss about nothing?

14th May 2013 by David Turner
There has been much in the press recently concerning Interest Only Mortgages. Some of the reporting has been bordering on scaremongering. This follows the recent Financial Conduct Authority (FCA) review on the topic.  The FCA has taken no action yet but have invited consultation from interested parties.  The FCA certainly have concerns and this in ...

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Interest Only Mortgages: a ticking time bomb; the next misselling scandal or a fuss about nothing?

14th May 2013 by David Turner
There has been much in the press recently concerning Interest Only Mortgages. Some of the reporting has been bordering on scaremongering. This follows the recent Financial Conduct Authority (FCA) review on the topic.  The FCA has taken no action yet but have invited consultation from interested parties.  The FCA certainly have concerns and this in ...

Why register your property?

17th April 2013 by Jenna Vince
The requirement to register certain transactions involving your property (in England and Wales) has been compulsory since 1990 upon the first of certain triggering events including but not limited to:  Purchases of land Mortgages of land Assents of land (transfer following a death) Transfers of land for value Exchange of properties Gifts of land Leases ...

Is your Limousine Safe?

12th April 2013 by Christian Robertson
In light of any impending prom night for Year 11/Year 13 leavers, parents and/or schools wanting to hire a limousine for their children/pupils are urged to firstly check with the licensing authority that the operator, vehicle and driver are all licensed. In previous years, checks have found that unlicensed limousines have been hired for prom nights, with some vehicles being found to be uninsured as a result. Others ...

Will the Community Infrastructure Levy stifle the recovery of the housing market?

3rd April 2013 by Cameron Caverhill
Councils in the region are seeking to introduce the Community Infrastructure Levy (CIL). This is a new tax triggered on the implementation of planning permission and is intended to replace other charges which are currently levied by local planning authorities as Section 106 contributions. The concern is that a number of Councils are seeking to ...

Kitsons’ Teignbridge Curry Club – Eastern Eye, Newton Abbot

26th March 2013 by Christian Robertson
The third Teignbridge curry house put to the taste test by members of the Kitsons Curry Club was the Eastern Eye in Newton Abbot. On arrival it was clear that the staff were keen to impress having allocated our group of 30 local professionals with a mutual love for curry the newly refurbished function room. ...

Are you looking to go green?

6th March 2013 by Jenna Vince
What’s the deal?  Green Deal is a government backed energy saving scheme whereby you can make energy-saving improvements to your home or business without having to pay all of the costs up front.  Appointment of Green Deal providers commenced on 1 October 2012 and funds became available by way of loans from 28 January 2013.  ...

The Department of Transport highlights the cost of a pint of beer: £50,000!

4th March 2013 by Rob Newman
This is not the result of the government’s latest minimum pricing policy for alcohol but a simple assessment of the true consequences for someone losing their driving licence as a result of a drink drive conviction.  The calculation assumes that the driver in question pleads not guilty, is convicted following a trial and is banned ...

Get professional advice on your will

21st February 2013 by Charlie Siegle
The recent Court of Appeal case of Hawes v Burgess shows that will drafting can be tricky even if an experienced lawyer is involved. However the message should still be that it is better to get professional advice on your will from a lawyer than to make one yourself. Whilst you may produce something that is valid, you may not have considered ...

Is it ever ok to take the blame for someone else’s actions?

13th February 2013 by Rob Newman
To be more precise, if your husband/wife/brother/sister or close friend needed their licence more than you and if they asked you to own up to and take 3 points from them for a speeding offence which they had committed – would you do it? Many people admit to having done this and very many more claim ...

Your “address for service” at the Land Registry

11th February 2013 by Jo Davies
An “address for service” is an address to which the Land Registry can send notices and other correspondence.  It is possible to have up to three addresses for service at the Land Registry, one of which must be a postal address (although this does not have to be in the United Kingdom).   The Land Registry ...
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